Oscar Lama The Recession Was Avoidable

The Recession Was Avoidable

By Leonard C Tekaat

Article recommended by Carlos Lama

Basically what has happened to our economy, the means of exchange has decreased significantly.

The Committee For Economic Reform and a Better Economic Future has developed an Alternative Economic Stimulus plan to restart our economy. It does not require the Federal government to create a huge deficit, to return consumer’s deposable income.

CSUB Professor of Economics Mark Evans was quoted as saying, we are going to have to live with large deficits for a long time, and there is no other way. We disagree with that statement. The Committee believes that there is another way. President Obama is relying on Keynesian Economics. John Maynard Keynes policies put governments into massive debt, to stimulate the economy and return people’s disposable income. Over time more government programs are created, increasing the size of government, as our economy cycles through periodic periods of recession and inflation.

Consumption and home creation represents 75% of the economic activity in our economy. The economy will not fully recover until the consumer’s financial condition and confidence improves. Investor confidence, in making long-term investments, needs to improve also. This will happen as the economy improves and when we enact the Zero Inflation Taxation Policy.

When the Federal Reserve lowered the Fed rate and the banks and other financial institutions could not follow the Fed’ lead, of lowering the cost of the means of exchange, the collapse of employment and the stock market occurred. If lower interest rates had been available, for credit worthy borrowers, the money supply would have quickly expanded, creating enough of the means of exchange for our economy to continue to work.

The recession would not have gotten out of control, causing the massive layoffs, decreasing people’s disposable income, there-by causing the economy to continue its downward spiral. Consumer and investor confidence was thus lost.

The enterprise economic system cannot operate efficiently, without the correct amount of the means of exchange (money) being in balance with available supply.

They are asking you for your endorsement and support of the Alternative Economic Stimulus Plan. They are asking you to please review it at their web site. They also want you to read the other economic policy papers first, so you will obtain a complete picture of why we are repeating the mistakes of the Great Depression. Without the changes we need to improve our economy, we will continue to repeat the mistakes of the past.

Oscar Lama The Recession Was Avoidable
Oscar Lama The Recession Was
Oscar Lama The Recession
Oscar Lama The
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Oscar Lama about current economic situation

Opportunities in an Age of Economic Uncertainty

By Carlos G. Garcia

Article placed by Carlos Lama Seliman

The current economic situation has been described as one of the worst recessions in recent history, and as a possible depression not seen since the Great Depression. Most economists agree that the current economic crisis has probably not hit the bottom, and that the road to recovery will be long and hard.

Personally, I believe that the recovery is within our reach.

If we take a look at how the current economic crisis is evolving, we tend to see a trend and what some call a vicious circle. Let me explain. Companies around the world are feeling the economic punch and are looking for ways to become profitable and to stay in business. Most companies look for ways to lower their costs by cutting salaries, re-negotiating salaries, and maybe even laying off workers.

If salaries are reduced, or if employees are let go, their spending power will be affected. People will start to re-evaluate their spending and will focus on covering basic necessities. By examining this effect, it becomes obvious that people will start to spend less and will try to save more. By doing so, they start consuming less goods that are not basic necessity.

Now, if people start spending less, companies that produce goods are affected directly by having lower sales volumes. This translates into companies having a difficult time covering expenses, and thus having to look for ways to cut costs, resulting in cutting salaries and laying off workers.

There you have it! The cycle begins again. Of course, one of the simple laws of economics comes into play: demand and supply. If the demand for a certain product decreases, the supply of this product has to adjust itself to the demand, in order to not have to lower the price of the goods. This makes sense, and is one of the primary reasons for the economic crisis, along with inflated prices for certain goods, the famous NINJA (no income, no job) credits, and in some cases, manipulation of information.

You are probably thinking, referencing the title of this article, what does this have to do with opportunity.

Well, opportunity is a key factor for getting out of this cycle. No matter what the economic situation is, there are hundreds of thousands of people who are trying to find new ways of generating income. Like some say: “The crisis brings out the best in us, it creates new ideas, it helps the creative process, and it makes us tougher and wiser”

With this concept in mind, one of the things we need, is the right attitude. By right attitude I mean, the will to fight, work hard, and find new ways of generating income so that the current economic crisis does not affect us.

If you sit at work all day, and then at home all night thinking only about the crisis, and how it is affecting, you are not helping yourself. You have to change your state of mind, and try to see the positive side of it. Think about how you can survive this crisis and what you can do to come out on top.

The basic concept follows the line of not depending on one single stream of income, like a job. You have to create multiple streams of income, so that if one fails, you still have the others to rely on. Basically, the more income streams you have, the better.

Oscar Lama about current economic situation
Oscar Lama about current economic
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Graphic Glen Luckman Design

Graphic Design is Just As Important As the Printing

By G. Christensen

Brought to you by Glen Luckman

As an online printing company owner, I see firsthand the orders that come through from the web to print. It is amazing to see the wide spectrum of files that come through from novice to expert designers. It seems as though the majority of time spent on completing a printing order is on the design and setup process.

There are precise specifications for each printed project. For example, when designing a business card, flyer or anything else that requires a bleed off the edge (no white space) the file needs to be set up oversized. Most offset printing companies require a minimum of 1/8 inch over where you want to trim. This allows for enough room to trim all the way around the edge allowing the ink to bleed of the edge, and giving a nice professional look.

Another tip when designing projects to be printed is when you are using the color blue. I can’t tell you how many times we have printed a project with blue ink and it turns out looking purple. There is a reason for this and it is all in the design process. Blue is close to purple in the CMYK color spectrum, and it is very important to make sure to leave at least a 30% difference in your Cyan and Magenta values. Projects come through using 100% Cyan and 100% Magenta which on the computer screen will appear to be blue. But, when printed through the offset process, the project may appear purple. The best solution would be to always use a low amount of Magenta whenever using high amounts of Cyan, example: C-100 M-70 Y-0 K-0.

The printing technology nowadays is unprecedented. The capabilities of these machines are out of this world. I am surprised when I see a project come in that has obviously not been designed by a professional. The printing costs are the same whether you design, or you have an experienced graphic designer do the work. Why spend the money on a project that is portraying your business as less professional? I am of the opinion that it is always better to spend a few extra dollars on design to maximize the impact of any printing project. In fact, some files that aren’t prepared correctly need to be corrected by the printer which there is usually always a fee, so in the end, it will benefit you to have it done right the first time.

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Glen Luckman Watermarks

The Logic Behind Branding Graphics With Watermarks

By Sam Miller
Posted By Glen Luckman

Let us face it: branding is certainly something that each and every company should acquaint themselves with. This is because no successful company or brand has ever attained its success without employing branding to some extent or degree. And if you are delving into the arena of branding graphics, then you should know the important role that visual vocabulary plays.

Visual elements should always be prioritized by any company, especially when building brand identity. You may think to yourself that the logo should be enough to build a strong brand for your company. If you think all that it takes is just your logo, then you should think again. You should go way beyond the logo because this is just not enough for you to convey to the general public all of the attributes that your brand holds to its name. Visual vocabulary then is the only way to go. And this would be comprised of all sorts of graphics that you use, particularly on your website, to strongly mold the identity of your brand, making it a force to reckon with in the market. Just to name a few of the aspects that comprise visual vocabulary, this would include the font styles, the colors, layout conventions, the shapes, the background, the text treatment, taglines, and the photographic library employed.

Since all of these graphics and visual elements will be used to make your brand stronger, then you should take it upon yourself to employ watermarks all over them. Let us say you are operating an online store that sells all sorts of gadgets, such as mobile phones, digital cameras, iPod players, MP3 players, laptops, and the like. Surely you will be posting pictures of the items you are selling online for your potential customers to see. However, not all of your visitors are actually potential customers. Some of them could even be your competitors, seeking out the competition in the market, and they just might use the pictures that you posted for their own purpose. You cannot allow this to happen, right? Thus, you have to employ the use of watermarking so that you can protect your pictures from unauthorized, and most certainly unlawful, use.

The great thing about using watermarks for your graphics here is that you can use the specific type of watermark. This means you can use the name of your brand or your company for the text of your watermark. This way, you can then use your watermark as free advertisement on the pictures of the products you are selling. What’s more, this would discourage your visitors from lifting the pictures from your site because they would have to deal with the watermark you place on your images. The pictures of the products that they plan to lift from your website would be useless because they would end up just promoting your brand or company.

Thus, if you are delving into branding graphics, then you should consider using watermarks to strengthen brand identity. Aside from brand strengthening, you also protect the interests of your business as well.

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Environmentally Responsible with Capital Remodeling, Inc.

How Can I Be Environmentally Responsible?

Thanks to Capital Remodeling, Inc.

By Lance Winslow

Many of us want to be environmentally responsible, yet it is so difficult sometimes to figure out just how to do it. The best thing is to pick out something simple and start with that. For instance washing your car. My car you say, but I wash my own car. How can I be environmentally responsible?

The best place to wash your car is to pull it up on the lawn or gravel. Then use biodegradable soaps to wash you vehicle, using as little water as possible. Shut off water while washing your car, then rinse. Remember not to leave your car on the lawn. We would highly recommend going to a full or self-service car wash because the used water is recycled.

By doing this you will be able to conserve water and prevent waste wash water affluent to enter the storm drain. Car Wash water although it looks benign actually contains heavy metals, asbestos from the brakes and whatever is in your chemicals you are using to clean the car you see?

Sometimes the best way to start making a difference for the environment is really to pick something very simple. Once you do it a few times it will become a habit. Tell your friends of this and see if you can get your neighbors to do the same thing. Then you will be making a difference and perhaps they might share simple ideas on how to do other things with you.

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Environmental Threats from Capital Remodeling, Inc.

What You Need to Know About Environmental Threats

By Mansi Aggarwal

Greek philosophers commenced theorizing about the nature as composed of elements like water, earth, ether etc. This nature or environment has always been a jamboree for the inquisitive souls. This is precisely the reason that man has left no stone unturned to explore it. In talking about nature and environment related issues, the foremost question that comes to my mind is that what is environment? Have you ever pondered over the fact that it is not just the foliage and fauna but also the air you breathe, water you drink, things you touch and perceive and even the food you eat that constitutes your environment! You are encased by environment everywhere and anywhere. This environment has friends as well as foes. In case of opponents, the rational selves inject most of these. For instance factories produce and introduce many toxic compounds in the environment that are hazardous for the entire mankind. This article will shed light on some of the significant environmental enemies that envelope us all round the clock.

1. The harmful pollutants like carbon monoxide, lead, sulphur dioxide etc constantly pollute the air around us. Carbon monoxide is a poisonous compound, excess inhaling of which can be unexpectedly detrimental. Studies have revealed that CO enters into our bloodstream and causes breathing disorders and even cardiac arrest.

2. Lead is another fatal element that attacks the nervous system and is largely responsible for causing evils like anemia and high blood pressure. Lead can be threatening to life. So it is better to keep a check on the release of lead in your surroundings. Reducing the consumption can do this and judicious use of lead based products and like paints, batteries and radiators etc.

Other pollutants too that enter the air and water we consume and destroy the sanctity of environment (like depletion of the ozone layer) are very dreadful. They can result in usual minor problems like common cold to major ones like asthma, bronchitis and conjunctivitis etc.

In order to avert the infection due to these pollutants or germs it is better to built up a strong immune system. Although much of immunity is genetically inherited yet it can be significantly improved by intaking nutritious and balanced diet and exercising regularly.

3. When we talk about pollution, noise pollution is also quite disturbing and annoying. A surge in the noise pollution level due to the escalating traffic, industries and factories leads to hazards like insomnia and lack of concentration.

4. The sun that enlightens the whole world can even be damaging at times. The excess of sun’s heat and ultraviolet rays that creep into the earth’s atmosphere due to the exhaustion of protective ozone layer, cause many dermdisorders amongst individuals. To avoid these perils as much possible, wear sunscreen lotion, sunglasses and covered clothes while moving out in the sun.

5. Apart from the pollutants like smoke and other toxic gasses, the pesticides that are sprayed in the fields and on the crops have an injurious outcome. Through the vegetables and fruits we eat these pesticides composed of poisonous chemicals like DDT, Methanol, carbon monoxide etc. enter our body and harm it. Therefore it is advised to wash the fruits and vegetables thoroughly prior to eating or cooking.

6. The radiations that are released in the atmosphere due to nuclear reactions, nuclear tests, mobile phones, computers and the like are also a source of danger.

7. The enhancement of carbon dioxide in the atmosphere has resulted in global warming which has turned out to be a massive threat to life on earth. Planting more trees and plants that enrich the air with oxygen can prevent global warming.

Environmental Threats from Capital Remodeling, Inc.
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An RJ & Makay Arena of Thoughts

An Arena of Thoughts on Global Warming

By: Aazdak Alisimo

Is global warming the biggest threat to us or not. The debate seems to sway back and forth depending on who you happen to be listening to at the time. So, who should you believe? Read the following and decide for yourself.

Global warming – at least the modern nightmare vision – is a myth. I am sure of it and so are a growing number of scientists. But what is really worrying is that the world’s politicians and policy makers are not. – Professor David Bellamy

We simply must do everything we can in our power to slow down global warming before it is too late… The science is clear. The global warming debate is over. – Arnold Schwarzenegger

Man has reached the point where his impact on the climate can be as significant as nature’s. – Warrick, Joby.

If you asked me to name the three scariest threats facing the human race, I would give the same answer that most people would: nuclear war, global warming and Windows. – Dave Barry

In fact, even the current administration now is releasing recent reports indicating that climate change is real, that global warming is occurring, that it is heavily influenced by man-made objects and that it is something we cannot ignore any longer. – Ron Kind

The answer to global warming is in the abolition of private property and production for human need. A socialist world would place an enormous priority on alternative energy sources. This is what ecologically-minded socialists have been exploring for quite some time now. – Louis Proyect

While human-induced global warming is not going to turn present-day Earth into present-day Mars, global warming is dire enough that our most distinguished scientists recently concluded that as many as 1 million species on the planet could be extinct by 2050 if affairs do not change. – Jay Inslee

It used to be controversial whether smoking caused lung cancer, it used to be controversial whether HIV caused AIDS. Now, there are a few mavericks who deny those things. In the case of climate change, I think the debate is going the same way in that there is a strong consensus that it is a serious matter. – Lord Martin Rees

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A to Z RJ & Makay Global Warming

A-Z of Global Warming: Carbon Dioxide

By: Simon Rosser

We are well into our alphabetic A to Z journey on global warming. C for Carbon dioxide is one of the main players in the global warming problem. Carbon dioxide, chemical symbol co2 is a chemical compound composed of one carbon and two oxygen atoms.

CO2 is present in the Earth’s atmosphere at a low concentration, around 0.038% by volume, and is one of many gases that make up Earth’s atmosphere. CO2 is measured in parts per million by volume of air (PPMV). Atmospheric carbon dioxide comes from many natural sources including volcanic eruptions, the combustion of organic matter, the respiration of living aerobic organisms, and unfortunately from manmade (anthropogenic) sources, which we all know from the news is being linked to global warming and climate change.

Since the industrial revolution particularly the mid nineteenth century, the burning of fossil fuels for energy to provide electricity, power factories, homes and for all our transport needs has released massive amounts of carbon dioxide (CO2) into the atmosphere. Not only the burning of fossil fuels, but changes in the use of the land for agriculture and deforestation has further added to global manmade CO2 levels. According to the World Wildlife fund some 29 gigatons which is 29 billion metric tons of CO2 was added to the atmosphere in 2004 alone from burning coal, oil and gas.

If we go back 250 years or so, to pre- industrial times, usually taken to be around 1750, CO2 levels in the atmosphere were around 280 parts per million by volume (ppmv). However levels of the gas have been increasing steadily ever since.

HOW DO WE KNOW THIS?

Well, pioneering scientist Charles Keeling (1928-2005) started taking atmospheric CO2 measurements in 1958 from Mauna Loa volcano in Hawaii. Those measurements have been recorded and are now known as The Keeling Curve. Charles Keeling was the professor of oceanography at the Scripps Institute of Oceanography (SIO) which is in San Diego, USA, and he followed the work of another eminent scientist and director of the SIO, Roger Revelle. Dr Revelle was instrumental in creating the Geophysical Year in 1958 and SIO’s first programme looking at atmospheric CO2 back in 1956.

Monthly CO2 measurements were collected from a height of 3397 metres (11,140 feet) at the Mauna Loa Observatory situated on the slopes of Earth’s largest volcano, Mauna Loa in Hawaii which was chosen for its remoteness to populations and vegetation so as not to skewer the readings.

Measurements have been taken over a 50 year period between 1958 and present, which show a rise in CO2 levels of 70 ppmv from around 315 ppmv to around their current level of 385 ppmv. The effects of CO2 in the atmosphere can even be measured on a cyclical basis, and this can be seen in the saw toothed keeling graph. Because there is greater land area, and thus far more plant life in the Northern Hemisphere compared to the Southern Hemisphere, there is an annual fluctuation of about 5 ppmv peaking in May and reaching a minimum in October. This corresponds to the Northern Hemisphere growing season. The amount of CO2 in the atmosphere drops towards spring when uptake by the plants and trees by photosynthesis is greatest. The opposite occurs in winter when the plants die off and CO2 levels increase again.

Continuous readings in this way have only been taken since 1958, however scientists have discovered that prior to the industrial era, circa 1750, CO2 levels stood at around 280 ppmv and this data has been revealed from air trapped in ice core records, taken from both the Antarctic and Arctic. Perhaps the most startling is the fact that CO2 levels are now around 85 ppmv higher than at any time during the last 650,000 years. Records from ice core records go back that far and have shown atmospheric CO2 levels to range from 180-300 ppmv during that period. The level of CO2 in our atmosphere now stands at 385 ppmv, and is increasing steadily.

The Keeling curve has become one of the most recognisable images in modern science as it shows with no uncertainty the effects of humankind’s fossil fuel pollution of Earth’s atmosphere.

CO2 levels have increased by 37% since pre-industrial times and have been increasing by an average of almost 1.4 ppmv a year since measurements began in 1958, although some months the figure has been higher, sometimes lower. In the last ten years however, the average increase appears to be around 1.9 ppmv each year, which indicates the rate of increase is increasing.

Whilst CO2 is a natural greenhouse gas, and important in natural concentrations to maintain Earth’s climate, anthropogenic CO2 is now pushing up Earth’s temperature. Earth’s natural sinks, like the Amazon rainforest and the oceans struggle to absorb the additional CO2 now being added to the atmosphere from the burning of fossil fuels. It is a know scientific fact that higher levels of greenhouse gases, of which CO2 is a component cause a warming of Earth’s atmosphere. If CO2 is not kept in check and continues to rise at current levels it will eventually cause Earth’s temperature to increase to levels which maybe critical to life on Earth.

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Corporate Housing Popularity from Attorney Paul M. Sternberg Houston

Corporate Housing Gains Popularity

 

For those looking for comfort, value and practicality when lodging for extended periods of time, one type of lodging option should be at the top of your list- corporate housing. Corporate housing has caught on in popularity and over the last several years has been one of the fastest growing segments in the hotel industry. Choice Corporate Housing, Inc. facilities that are ideal for stays of five to 30 days or more.

What makes Choice Corporate Housing, Inc.  so desirable are the many features and amenities that go above and beyond the traditional hotel experience. For instance, suites in Choice Corporate Housing, Inc.  are built for long term stays, this means the rooms are comfortable, roomier and include features such as kitchens, microwave ovens, refrigerators, easy chairs, and home style furniture so that you can live and work in a home like environment while on the road.

Corporate housing suites remove the hotel atmosphere so that many travelers feel more comfortable and better rested. Corporate housing is a great solution for those that need to relocate; take part in extended corporate training classes, as well as temporary housing that is not corporate related. For those that stay in corporate housing the lifestyle is much different than that of a hotel. The emphasis is in the form of the living space and not on expensive luxury services such as high priced room service, office services or concierge services.

The Choice Corporate Housing, Inc. market which includes corporate housing has been extremely popular in recent years, staying above the traditional occupancy rates weathering the dips and exceeding in occupancies during industry growth years.

For those looking for corporate housing solutions, you should know that there are usually three distinct sectors to the market, economy corporate housing, mid range corporate housing and the high end corporate housing sector. Compared to hotels and motels, corporate housing delivers a big bang for the buck. For instance, during the years 1998 and 2006, the average cost per day for corporate housing in the economy sector was just $33.67, for the mid range sector it was $63.24 and the high end average cost per day was $112.12 per night, compared to a hotel or motel, corporate housing truly delivers valuable living and work space for a small price.

There are many reasons to choose Choice Corporate Housing, Inc. over traditional lodging alternatives. For one, corporate housing is the ideal solution for associates and executives that require comfort to work and live without the unneeded distractions of life on the road, for corporations, corporate housing is an affordable solution that offers lots of value, practicality and a big bang for the buck and operators and owners of corporate housing properties enjoy higher levels of occupancy rates during both the upturns and downturns in the lodging industry.

For those looking for solutions, if you haven’t looked into corporate housing, you might just be doing a disservice to both your associates and your budget.

Choice Corporate Housing, Inc.

Attorney Paul M Sternberg, Houston 

 (713) 789-8120

www.cchousing.com

Corporate Housing Popularity from Attorney Paul Sternberg Houston
Housing Popularity from Attorney Paul Sternberg Houston
Popularity from Attorney Paul Sternberg Houston
from Attorney Paul Sternberg Houston
Attorney Paul Sternberg Houston
Paul Sternberg Houston
Attorney Paul Sternberg
Attorney Paul M. Sternberg Houston
Popularity from Attorney Paul M. Sternberg Houston
Housing Popularity from Attorney Paul M. Sternberg Houston

Mosquito Lagoon

A team of volunteers began laying out a possible solution for the unique problem killing the reefs at Canaveral National Seashore, where the oysters are protected from the over-harvesting, pollution and disease that trouble other waters.

In Mosquito Lagoon, where oysters enjoy relatively pristine water, Walters discovered a different threat.

Wakes from boats on the Intracoastal Waterway had shoved the shells off the muddy lagoon bottom into piles that were no longer submerged at high tide the way the filter-feeders need to be, she said.

By 2000, about 9 percent of the lagoon’s oyster beds had died, evident by the bleached-white piles of heaped shells along the channels. That hurts not only the oysters but the dozens of fish, crab, shrimp and algae species that live on the shells.